Why HSAs are Even More Attractive Due to Recent Legislative Changes


	Home Page			MedicareProduct10/16/08		CareMgmt 11/08	ElectionAnalysis11/21/08		CMS Audits12/4/08		Upcoming Events

How Recent Legislative Changes Makes HSAs Even More Attractive

A Complimentary Audio Conference and Webinar Event from The Principal Financial Group

Topic: How Recent Legislative Changes Makes HSAs Even More Attractive
Presenter: Jerry Ripperger, ACS, ALHC, FLMI, HIA, MHP, Director of Consumer Health, The Principal Financial Group
Date: Wednesday, May 2nd, 2007
Time: 1:00 p.m. to 2:00 p.m. Eastern
Place: Your office! (Dial-in instructions and session presentation will be emailed to attendees in advance of session)
Cost: None
To Register: http://www.healthwebsummit.com/principalreg.htm

Deadline to register: Friday, April 27th, 2007.

OVERVIEW

Health Savings Accounts (HSAs) have generated significant attention since their creation in 2003. Millions of Americans have found them to be an effective answer to rising health care costs. HSAs encourage participants to make informed health and health care decisions that help drive cost control. The Tax Relief and Health Care Act of 2006 included seven significant improvements to HSAs:

Increase in annual HSA contributions
Full year HSA contributions for mid-year enrollees
Certain FSA coverage treated as disregarded
One-time transfer from IRA to HSA
Rollovers from FSAs and HRAs into HSAs
Greater contributions for lower-paid employees
Earlier cost of living indexing

LEARNING OBJECTIVES

In this presentation, you will learn:

The details of the seven changes to HSAs
How these changes make HSAs more attractive by
- Providing greater flexibility to design a program to meet your specific needs
- Eliminating certain restrictions
- Making them easier to administer and use

WHO SHOULD ATTEND

Executives with Health Plans, TPAs, and Trust Funds
Health Plan and TPA Sales and Marketing Staff
Planning, Product and Development Staff with Health Plans and TPAs
Other Health Plan, TPA and Trust Fund staff
Employee Benefit Managers
Human Resource Managers
Other Employer Executive
Legal and Regulatory Staff
Benefit Consultants
Insurance Agents
Associations and Coalitions representing Employers, Health Plans and TPAs
Industry Media Representatives

FACULTY

Jerry Ripperger, ACS, ALHC, FLMI, HIA, MHP, Director of Consumer Health, The Principal Financial Group

Jerry Ripperger is the Director of Consumer Health for the Principal Financial Group. For more than 19 years, he has been involved in developing and implementing health coverage for owners and employees of growing businesses.

Ripperger is an expert on consumer driven healthcare, including health savings accounts (HSAs). He is a recognized industry authority, spokesperson and author, with work printed in such notable trade publications as HR Magazine, HR.com, Employee Benefit News, The Talent Economy, Broker World, National Underwriter and Best’s Review. He is also a well sought-after thought leader, serving as an expert source on consumer healthcare for such prominent media outlets as the Associated Press, Forbes, CNN/Money, The Wall Street Journal, and Dow Jones.

In addition to his day-to-day responsibilities, Ripperger routinely tours the country educating employee benefit brokers on how to best serve business owners in meeting the challenge of rising healthcare costs with consumer driven healthcare plan models.

About the Principal Financial Group

The Principal Financial Group^(R)(The Principal^(R))* is a leader in offering businesses, individuals and institutional clients a wide range of financial products and services, including retirement and investment services, life and health insurance, and banking through its diverse family of financial services companies and national network of financial professionals. A member of the Fortune 500, the Principal Financial Group has $206.0 billion in assets under management** and serves some 16.3 million customers worldwide from offices in Asia, Australia, Europe, Latin America and the United States. Principal Financial Group, Inc. is traded on the New York Stock Exchange under the ticker symbol PFG. For more information, visit www.principal.com.

* "The Principal Financial Group" and “The Principal” are registered service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.

** As of June 30, 2006

REGISTRATION

Register online at http://www.healthwebsummit.com/principalreg.htm. Slots for this event are limited. Please register promptly. All registrations are subject to review and approval by The Principal Financial Group. If you have questions, contact Patty Jamison at the Healthcare Web Summit Office at 209.577.4888 for more information. We look forward to your participation in this event!

Deadline to register: Friday, April 27th, 2007.

Summit Phone		Summit E-Mail		Summit Fax
209-577-4888		pattyj@mcol.com		209-577-3557