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Consumer Driven Care Web Summit
2009: Consumerism in the midst of Recession and Reform
A Healthcare Web Summit Event featuring the eighth annual web summit on consumerism, with a Live Webinar plus faculty Podcasts with companion presentations, and additional web summit features.

Live Consumer Driven Care Webinar
Thursday, March 19th, 2009
1:00 p.m. to 2:30 p.m. Eastern (10:00 a.m. - 11:30 a.m. Pacific)
Click here to find out what time your event starts in your time zone.

A number of recent articles and studies have indicated high deductible and account based health plans have become increasingly attractive to embattled employers addressing benefit strategies in a recession environment. Yet some pundits feel consumer driven plans will be on the outside looking in as health care reform initiatives are addressed by the new administration and congress, and that consumerism initiatives such as transparency and incentives may fall victim to recession driven economic pressures. This year's Consumer Driven Web Summit addresses current consumerism marketplace issues and solutions, along with tackling the topic of how consumerism is positioned for the two "R's": Recession and Reform.

Position yourself for the consumerism in 2009 with the Eight annual Consumer Driven Web Summit.  This year's event  includes a featured live webinar, additional downloadable faculty podcasts plus supplemental features addressing consumerism in today's environment.

Webinar Agenda: (Eastern Time)

  • 1:00 pm - 1:05 pm Introductions and logistics
  • 1:05 pm - 1:35 pm Employer Consumerism Perspectives on Current and Future Marketplace Issues, and Recession Driven Plan Design Strategies,  - Alexander (Sander) Domaszewicz, Principal and Senior Consultant and National Consumerism Practice Leader, Mercer
  • 1:35 pm - 2:05 pm Consumer Driven Plans: Positioning for Recession and Reform  - Roy Ramthun, President, HSA Consulting Services and former Special Assistant to the President for Economic Policy.
  • 2:05 pm - 2:30 pm Findings from the 2009 CIGNA Choice Fund Experience Study - John Young, Vice President, Consumerism, CIGNA
  • In addition to a thorough discussion of their presentations, the Webinar will include ample time for audience questions and answers.
  • Attendees will receive dial-in instructions shortly before the event, and have two options to view the companion presentations: they can logon to view the live webinar online, or simply link to download and view or print the presentation offline.


  • Five downloadable Podcast recordings will be available 24/7 to attendees, averaging around 15 minutes in length.
  • Companion presentations related to each Podcast discussion are also available for downloading.
  • Cora Tellez, President, Sterling HSA, discussing "HSAs during difficult economic times."
  • William Boyles, Editor and Publisher, Consumer Driven Market Report, discussing "HSAs and Life After the Republicans," and co-presenting with Don Mazella, Information Strategies Inc. (ISI) who will release the first results for 2009 HSA growth from its national survey
  • Eric Remjeske, President, Devenir, discussing "Adding Investments as a Feature to HSAs and Funded HRAs." 
  • Rob J. Thurston, President, HR Consulting Group, Inc., discussing "Trends in Billing and Statistics for Wellness Plans within CDHC," and co-presenting with Dave Taylor, President Of Xeos Health Systems.
  • John Mills, Director of Product Development, EmblemHealth Services discussing "Demand to Provide High Quality Health Information and Programs to Consumers."

Additional Web Summit Features

  • A Library of selected recent articles on upcoming health care business trends is available to attendees
  • Attendees can link to faculty web pages and click to send them follow up questions
  • Attendees can take the annual Consumer Driven Care e-poll on which are the most significant trends impacting health care on Consumerism trends and receive a summary of the survey results, with comparisons to previous surveys.
  • Attendees will be given the opportunity to provide immediate feedback after the webinar event
  • The Summit web site, including podcasts, faculty presentations, article library, faculty pages, e-poll and results, and more, will be available 24/7 for three months following the event.
  • Attendees will receive a complimentary 30-day paid MCOL membership
  • A Summit CD-ROM with full webinar and podcast recordings, faculty presentations and additional materials is also available to attendees for an extra $40.

Participants will:

  1. Gain an overall sense of the major trends, issues and data shaping consumerism and consumer driven health care initiatives for 2009 and beyond.
  2. Discover current consumer driven plan design and operational approaches developed to address a recession driven business environment.
  3. Ascertain leading perspectives on the impact of health care reform initiatives on consumerism.
  4. Understand the current trends, strategies, issues and key data regarding current employer consumerism and consumer driven plan approaches.
  5. Receive a snapshot of the current state of the Consumer Driven Care sector.
  6. Obtain marketplace intelligence and knowledge on relevant issues.
  7. Experience e-learning at the attendees' convenience, with podcasts, article library, and other online Summit features available 24/7.
  8. Engage in interactive learning and networking through live webinar providing question and answer periods, attendee surveys and feedback, and e-mail inquiries with faculty.
  • Employers, Benefit Consultants, Health Plans, Financial Institutions, Hospitals, Healthcare Systems, TPAs, Insurance Companies, Physician Groups, Government Agencies, Health Benefit Agencies and Brokers, Consulting Firms, Pharmaceutical Companies, PBMs, Solution Developers, Vendors, Policy Organizations, and Media.
  • C-Suite Executives, and administrative staff
  • Consumerism managers and staff
  • Benefit Managers, Human Resource Directors and Benefit Consultants
  • Product Development and Management Staff
  • Sales and Marketing executives
  • Strategic, planning, policy, legislative and regulatory staff
  • Consultants, Analysts, Research, and other interested parties

Alexander (Sander) Domaszewicz, National Consumerism Practice Leader, Mercer - Sander is Mercer’s National Practice Leader for Consumerism within the Health Care & Group Benefits business, specializing in emerging benefits and areas where technology intersects with human resources, benefits, and health care. Areas of focus include health care strategy, consumer directed health care, health and benefits decision support tools, web health resources, HR portals and online benefits. Sander’s prior experience includes project management in the Health & Group Benefits Delivery Services group at Hewitt Associates for flexible benefits administration outsourcing. Sander holds a Bachelor of Science degree in Mechanical Engineering from San Diego State University, a Masters degree in Business Administration from the University of Phoenix and a certificate in Human Resources Management from Cornell.

Roy Ramthun, President of HSA Consulting Services, manages a health care consulting practice specializing in Health Savings Accounts and consumer-driven health care issues. Previously, Mr. Ramthun was the Special Assistant to the President for Economic Policy at the White House. As a member of the National Economic Council staff, Mr. Ramthun was the senior health policy advisor to President George W. Bush. Prior to that, Mr. Ramthun was the Senior Advisor to the Secretary of the U.S. Treasury for health initiatives. In this role, he led Treasury's implementation of Health Savings Accounts after they were enacted into law in December, 2003. Prior to joining the Treasury Department, Mr. Ramthun held a variety of positions during his eight-year tenure at Humana Inc. From 1990-1995, Mr. Ramthun was a health care analyst with the Republican Staff of the U.S. Senate Committee on Finance. Mr. Ramthun holds a Bachelor of Science degree in Biochemistry from the University of Michigan, and a Master of Science Degree in Public Health from the University of North Carolina (Chapel Hill).


John Young, Vice President, Consumerism, CIGNA, has responsibility for developing consumer-driven health programs with CIGNA's middle market customers nationally. Prior to this position, John held employee benefit consulting and management roles with Marsh McLennan, and was a founding member of Consumer Driven Marketing, a Marsh division that served as a key middle
market sales agent for Definity Health. John also served as office head of Great-West Healthcare in Minneapolis, Minnesota as well as their national consumer driven health expert. John is also on the Executive Board of Consumers for Health Care Choices. John is also the Chair of the Industry Advisory Committee of the HSA Council. He is Adjunct Professor at the University of St. Thomas teaching employee benefit courses in their masters program. John has an active speaking schedule and has presented to hundreds of organizations, including the ERISA Advisory Council of the Department of Labor.


Cora Tellez, President, Sterling HSA, is co-founder of Sterling HSA™, Cora serves as company President & CEO. She has 25 years of management experience in health care finance and delivery. Prior to founding Sterling HSA, Cora was President of the health plans division of Health Net, Inc., an insurance provider that operated in seven states and achieved revenue of $8 billion from health plans. She has also served as President of Prudential's western health care operations, CEO of Blue Shield of California, Bay Region and Regional Manager for Kaiser Permanente of Hawaii.Cora received her master’s degree in public administration from California State University and is a Phi Beta Kappa graduate of Mills College where she received a BA degree.


William Boyles, Editor and Publisher, Consumer Driven Market Report, an independent newsletter financed by subscriptions, and Health Market Survey, a subscription newsletter for health insurance leadership, financial analysts, CFOs and actuaries, and marketing consultants.  Mr. Boyles started working in health care in 1971 as a medical claims review analyst for Blue Shield of Michigan, worked in the national offices of Blue Shield Association (Chicago), then earned an M.A. in Journalism from the University of Michigan (1973) with a specialty in health economics. After graduate school he began covering the U.S. Congress (1976) for a leading newsletter chain with a focus on financing medical schools and teaching hospitals. He is a standing member of the U.S. House and Senate Periodical Press Galleries.

  Eric Remjeske, President, Devenir, specializes in creating investment solutions for individuals and institutions. Having leveraged his more than 12 years of experience in retirement plan design, Eric has developed and integrated a number of innovative investment platforms for the Health Savings Account (HSA) market. Prior to co-founding Devenir, Eric served as an Associate Vice President and Investment Officer with RBC Dain Rauscher. During his 10 years with RBC Dain Rauscher, Eric developed and managed investments for individuals and institutions. Eric is a founding member and the Vice Chair of the Industry Advisory Council of the Washington D.C. based HSA Coalition. Eric is also a board member of Consumers For Healthcare Choices, a non profit organization focused on consumer driven health awareness. A graduate of the University of Minnesota-Duluth he holds a Bachelor of Arts degree in Economics.


Rob J. Thurston, President, HR Consulting Group, Inc., runs a top 25 HR/Benefits consulting firm, as ranked byEmployee Benefit News. He has spoken at more than 200 conferences on HSAs, Benefits and Human Resources. Since 1981 he has been heavily involved with human resources and employee benefits. He designed and implemented some of the first 401k and Section 125 benefits plans in the United States. In 1983 he designed one of the first PC based administration systems for benefits. He was part of a task force to implement 401k and new benefits for IBM and was the national Vice President for James Benefits- the third largest consulting firm in the world. He was responsible for consulting and implementation of all areas of HR/Benefits for all 45 offices nationwide.


John Mills, Director of Product Development, EmblemHealth Services,  is responsible for developing and managing all of the company’s Consumer Directed Healthcare products.  He also has responsibility for the company’s web-based decision support tools and online sales vehicle.  Mr. Mills served as Director of Federal Relations at HIP from 1995-2000. Prior to returning to HIP in 2002, Mr. Mills worked for MyHealthBank, a health care software and technology company in 2000 and 2001.  Mr. Mills also has an extensive background in health policy having worked in Congress for more than 8 years. Mr. Mills has a Masters Degree in Public Policy with a specialization in health policy from Georgetown University in Washington, DC and a Bachelor of Arts in Political Science from Union College in Schenectady, NY. 
Individual Registration Fee: $295. Audio Conference CD-ROM: $40 for attendees; $355 for non-attendees after the event.

Corporate Site licensing also available. Click here to register or call 209.577.4888 Click here for a downloadable order form you can fax or mail. We look forward to your participation in this event!



Sponsored by MCOL and co-sponsored by leading health care organizations
Phone 209.577.4888  e-Mail infohws@healthwebsummit.com    Fax 209.577.3557
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